Privacy Policy for Rick Dennis

Introduction

Welcome to Rick Dennis ("we," "our," "us"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website https://rickdennismortgagegroup.com/home (the "Website") and/or use our services.

Information We Collect

1. Personal Information

We may collect personal information that you provide directly to us, including but not limited to:

Name, Email address, Phone number, Postal address, Payment information (for transactions)

2. Automatically Collected Information
We may also collect certain information automatically when you visit our Website, such as:

IP address, Browser type, Device type, Pages visited, Time and date of visit

3. Cookies

We use cookies and similar tracking technologies to enhance your experience on our Website. You can manage your cookie preferences through your browser settings.

How We Use Your Information

We may use the information we collect for various purposes, including to:

Provide and improve our services Process transactions, Communicate with you, Personalize your experience, Comply with legal obligations, Protect the security and integrity of our Website

Sharing Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties except as described below:

Service Providers: We may share your information with trusted third-party service providers who assist us in operating our Website and conducting our business.Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.

Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights

Depending on your location and applicable laws, you may have the following rights regarding your personal information:

Access: You have the right to access the personal information we hold about you. Correction: You have the right to request correction of any inaccurate or incomplete personal information. Deletion: You have the right to request deletion of your personal information. Objection: You have the right to object to our processing of your personal information. Restriction: You have the right to request restriction of processing of your personal information. Portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.

To exercise these rights, please contact us at [email protected]

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page periodically for the latest information on our privacy practices.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Rick Dennis

Email: [email protected]

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Contact Us

(714) 315-0373

3750 S Susan St Santa Ana, CA 92704

Copyright 2026. All rights reserved. LO NAME NMLS #745219 | E Mortgage Capital, Inc NMLS #1416824 | Equal Housing Opportunity | Equal Housing Lender

©2026 | E Mortgage Capital, Inc, DBA E Mortgage Capital | NMLS #1416824 | For licensing visit: Nmlsconsumeraccessnmlsconsumeraccess.org
| 3750 S Susan Street, Santa Ana, California 92704 |
(855) 569-3700 | Not affiliated with any government agency. For Advertisement Purpose Only. This is not a commitment to lend. All loans are subject to underwriting approval. Terms and Conditions apply. Not all borrowers or properties will qualify. Rates, terms, programs, and availability are subject to change without notice, and may not be available in all states. Other restrictions and limitations may apply. E Mortgage Capital, Inc. is licensed to conduct business in the states in which it operates. For licensing information and consumer access, please visit
www.nmlsconsumeraccess.org. Equal Housing Lender. SEO Directory.
E Mortgage Capital, Inc. is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected class. All Rights Reserved.
By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.
Debt Consolidation is taking your high-interest debt and rolling it into a lower-interest mortgage loan. By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.
Not affiliated with any government agency.
The information provided by this payment estimators or mortgage calculators is intended for illustrative purposes only. The calculated results shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional. E Mortgage Capital, Inc is not responsible for the content and/or accuracy of rates, APRs or any other loan information factored in the calculations.
Certifications for EMC Loan Officers and/or brokers are internally issued by E Mortgage Capital and do not extend beyond the organization. Certification is granted after a predetermined number of loans of the applicable type have been successfully completed and funded.
For reverse mortgages the borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance, homeowner’s insurance and ongoing maintenance (which may be substantial) in accordance with FHA requirements. We do not establish an escrow account for disbursements of these payments. Failure to meet these requirements can trigger a loan default that may result in foreclosure. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms.
© 2026 E Mortgage Capital. All Rights Reserved.